Draft document
Disclaimer
This English text is an informational reference translation of the Ukrainian original; the Ukrainian version is the one that applies, and the document is a draft pending review by a Ukrainian lawyer.
Draft document. It has not passed legal review and is not an approved version. The text describes how the platform behaves today and awaits review by a Ukrainian lawyer.
Requires review by a qualified Ukrainian lawyer before it takes effect. The text is not legal advice and does not certify compliance with legal requirements.
Draft disclaimer. A short statement of what the platform is not and what it does not guarantee.
The platform is not a payment service
Svitlo-Lux does not accept, hold or distribute funds, and is not a bank, a payment service, an escrow or a guarantor of performance. Transfers are made directly to the account of the OSBB or ZhBK.
We have no access to organizations' accounts and do not see statements automatically. The confirmed amount reflects the result of a manual reconciliation against a bank statement and may lag behind the actual transfers.
Verification is not a guarantee
Verification of registration documents and authority is not confirmation of payments by a bank.
Verification of authority and of the account reduces the risk of error or substitution, but does not guarantee that the funds will be used for their intended purpose or that the works will be carried out.
Equipment suppliers
Fundraising pages may contain commercial offers from suppliers, including SunEco (suneco.com.ua). These are separate commercial organizations. The funds raised go to the account of the OSBB or ZhBK, not to the supplier. The initiative group is free to choose another supplier.
Links to suppliers are marked as commercial. If a commercial relationship exists between the platform and a supplier, this is stated next to the link. More: the page "Partners and SunEco".
Engineering and legal materials
The calculators and reference materials on backup power and on decisions within an OSBB are of a general informational nature. They are not a power supply design and not legal or financial advice. Installation and the choice of protection are carried out only by qualified specialists; the terms of state programs are determined only by the program operator.
Legal status of these documents
The rules, the privacy policy and this disclaimer are drafts. They have not been approved and should not be taken as legal advice.
The jar, self-reported marks and the legal status of the model
In a quick application, money is transferred to the owner of the monobank jar, not to the platform. The platform is not responsible for the actions of the jar owner, does not guarantee that money is spent on the stated purpose, and does not refund or insure contributions.
The organiser’s self-reported marks of received amounts are not bank confirmation. The label “confirmed by the bank” only means that a senior staff member checked the amount by hand against a statement shown outside the platform.
The labels “link checked by hand” and “building chat connected” are not a guarantee of the organiser’s honesty or of the safety of a transfer.
Whether public fundraising to a personal jar is permitted, and the tax consequences for the recipient, are not decided by the platform. The public transfer button stays off until a lawyer’s opinion is received.

